A deductible is the initial amount of "covered" health costs that you pay before your insurance plan begins reimbursement. A deductible is usually a set dollar amount such as $250 or $500.
A co-payment is the portion of your health care expenses not covered by insurance. A co-payment is usually a percentage figure, like 10% or 20%.

For example, on a $500 bill, your deductible might be $150, so you would have to pay the first $150. This leaves a balance of $350. Of that $350, your co-payment might be 20%, meaning that you will have to pay an additional $70. Your insurance company will pay the remaining $280.

Once you have this information, there may be a number of ways to pay your bill:

If your insurance pays all but a deductible or co-payment, you will be required to pay an estimate of your portion of the bill at the time of service.
The hospital will file the claim for you. After insurance has made payment, you will receive a bill asking for payment on the balance using cash, check, or credit card.
In certain circumstances, you will be able to make monthly payments to the hospital until your bill is paid in full. You should discuss this with our Patient Accounts Department.

Make sure that you understand what the hospital requires and what payment options you have.

Billing and payment

Atlantic Health: Call&nbsp; 1-833-899-0028 .\n \n Hours: Monday through Thursday 8:30am to 8:00pm and Friday 8:30am to 4:30pm.
CentraState: Call&nbsp; 1-833-899-0028 .&nbsp;\n \n Hours: Monday through Friday 8:30am to 4:00pm.

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